Highly Commended Winner 2017 of Scottish Food & Drink Fortnight

We are delighted to have been given a highly commended award for our efforts at promoting Scottish Food & Drink during the recent Scottish Food & Drink Fortnight 2017.  The initiative encouraged businesses of all shapes and sizes to change just one thing to promote Scottish produce.  As members of Scotland’s Food & Drink we championed local producers and suppliers via our social media channels.

Speaking at the official prize giving at the NorthLink Ferries terminal in Aberdeen, Fiona Richmond, Head of Regional Food at Scotland Food & Drink, said:

“Scottish Food & Drink Fortnight takes place every year and it’s a fantastic way of celebrating our growers, producers, chefs and restaurateurs’, as well as our vast and delicious Scottish larder.”

Main Sponsors of Fife Whisky Festival


The first ever Fife Whisky Festival will take place on Saturday the 10th of March 2018, at the Corn Exchange in Cupar.

Justine Hazlehurst, founder of Kask Whisky, and Karen Somerville, founder of Angels’ Share Glass, joined forces earlier this year to organise the festival and bring whisky back to the Kingdom of Fife. Karen said: “After many years of attending whisky festivals around the world, drinking the water of life in the name of research, Justine and I are both delighted to be able to bring this exciting new event to Scotland.”

The inaugural Fife Whisky Festival, which is sponsored by Bruce Stevenson Insurance Brokers, will showcase the renaissance of whisky-making in Fife, bringing together whisky connoisseurs and beginners with the best whisky producers from Fife and beyond. With over 25 different exhibitors, including the Kingsbarns Distillery, Morrison and Mackay, Glen Moray, Isle of Arran and the Glasgow Distillery, there will be a huge range of whiskies to try.

Vince Fusaro, of the famous Luvians Bottle Shop, the festival’s official retailer, said: “From Friar John Cor in 1494 to, amongst others, farmer Francis Cuthbert in the present day, whisky certainly has come home to Fife. I’m immensely proud to be in the whisky world and to be playing a central part in the Fife Whisky Festival.”

Fife-based musical duo The Coaltown Daisies, famous for producing The Whisky Song for World Whisky Day earlier this year, are sure to get everyone’s toes tapping as they enjoy a dram or two.

Commenting on the sponsorship, Graeme Dempster at Bruce Stevenson Insurance Brokers, added: “We are delighted to support Fife’s first Whisky Festival, this sponsorship is one of a number of whisky event initiatives that Bruce Stevenson Insurance Brokers support. The whisky industry has complex insurance needs and we specialise in delivering tailored solutions to distilleries. We also insure private whisky collections so this really is a great opportunity for us to support an exciting new whisky event, which will be a huge success whilst raising awareness of what we do in this field.”


Cllr Margaret Kennedy, welcoming the Fife Whisky Festival to Cupar, said: “This is fantastic news for the town. Given, in Luvians, we have an outstanding local business with very sound knowledge of the product it is very fitting that Fife’s first Whisky Festival should be in Cupar. “I wish the festival organisers well with the event and look forward to hearing many cries of ‘Slàinte’ ringing out.”

To buy tickets and for more details about the Fife Whisky Festival, go to www.fifewhiskyfestival.com

:: For more details about Angels’ Share Glass unique products for whisky-lovers go to www.angelsshareglass.com

:: For more details about Kask Whisky, go to www.kaskwhisky.com

Countdown to Spirit of Speyside: Distilled!

If you’re looking for beer that promises to be – in the words of a Speyside brewer – a refreshing change from “mass produced mouthwash” or cool ideas like adding a slice of apple, rather than a wedge of lemon, to enhance a gin and tonic, then Spirit of Speyside: Distilled is the place to be.

Keith Brewery and Caorunn Gin feature in the 30-strong line up of exhibitors taking part in the two-day celebration of the region’s gastronomy on September 1 and 2 at Elgin Town Hall.

Spirit of Speyside: Distilled offers the chance to meet the producers – like the chocolate maker from Favour-it Flavours who is isn’t afraid to experiment with new tastes, with crushed Oreo, caramel biscotti and jelly bean being among the most recent trials, and she’s never short of volunteers to help with a spot of new product sampling.

Find out the best cuppa to start the day, with Cairngorm Leaf and Bean and discover how Macleans Highland Bakery add a twist to their oatcakes offering ranges that have a touch of chilli, haggis, seaweed and black pepper or vanilla.

Whisky Maturation - insuranceBartenders, baristas, brewers, whisky makers and foodies will be there so expect to find samples and tastings, demonstrations, food and drink pairings, storytelling and masterclasses.

It’s the second of the new-breed event celebrating the vibrancy of Speyside’s food and drink producers, from artisanal operators to the globally renowned drinks brands.

It seeks to show the region’s wide range of gourmet delights with surprising flavours from alternative producers who, alongside the region’s well-known whisky brands, are keeping the region at the fore of the Scottish food and drink scene.

The craft producers join the big hitters and they all have one thing in common – people passionate about making great tasting food and drink.

The two-day pop-up festival is being delivered by the team behind the world-famous Spirit of Speyside Whisky Festival.

Festival chairman James Campbell said: “A new generation of people want to seek out artisanal products while enjoying the produce of pioneering businesses that placed the region on the food and drink map.

“What makes Distilled stand out is that food and drink producers come together under one roof. There are so many great food and drink companies operating in the region and this event is a good way of highlighting that diversity while making it easily accessible to visitors.

“It’s a chance to discover new tastes and products, and to try some punchy tastes and flavours, some of which may be familiar and some which will be new. Tickets are selling fast and places are limited so pre-ordering them is the best way to ensure you don’t miss out.”

Distilled is sponsored by Bruce Stevenson Insurance Brokers and runs over four sessions, from 1-5pm and 6-10pm on both the Friday and Saturday. Tickets are priced at £20 and this includes entry, six vouchers for tasting samples of gin, whisky or beer, a lanyard and a Glencairn crystal nosing and tasting glass.

All whisky, gin, beer and foods on offer will have a Speyside provenance and there will be the chance to purchase products from stand holders. Festival merchandise will also be on sale.

For more information and to book tickets, visit www.distilled.scot

Distilled is active on social media at www.facebook.com/distilledscot on Twitter and Instagram @distilledscot. Follow the festival at #distilled17

Platinum Sponsors of Spirit of Speyside: Distilled


Leading insurance brokers confirmed as headline sponsor for Spirit of Speyside: Distilled

One of Scotland’s largest insurance brokers Bruce Stevenson Insurance Brokers is getting into the spirit of Speyside as the headline sponsor of Spirit of Speyside: Distilled – an innovative event bringing together a blend of the region’s best food and drink producers next month.

Niche producers such as Simpson’s Ice Cream, Berry Good Gin, rum distillers Beach Craft Spirits, Spey Valley Brewery and chocolates from Favour-it Flavours will set up alongside globally renowned brands including Baxters, The Glenlivet, Walkers Shortbread and The Macallan for the two-day event.

Spirit of Speyside: Distilled, which is staged in Elgin Town Hall on September 1 and 2, is an off-shoot of the popular annual Spirit of Speyside Whisky Festival. Now in its second year, Distilled, sponsored once again by Bruce Stevenson Insurance Brokers, aims to showcase the region as a true foodie paradise offering so much more than whisky.

Bruce Stevenson is Scotland’s second largest insurance broker with offices in Glasgow, Edinburgh, the North East and Scottish Borders.  The Firm, which opened in 1981, provides first class insurance broking and specialist risk management services for both private clients as well as businesses.

Graeme Dempster, Account Executive from Bruce Stevenson Insurance Brokers, said: “The Spirit of Speyside; Distilled event is a great fit for our brand. The food and drink sector is specialist when it comes to its insurance requirements and one which we actively support, in particular distilleries, manufacture and production, with policies offering tailored protection and enhanced cover. Last year was a superb event with a plethora of visitors and producers represented.  This year’s event looks set to be even bigger than before with new exhibitors as well as all those companies who attended last year.”

Festival chairman James Campbell highlighted that the fact that Distilled blends together household names with small one-man operations proved to be a real talking point at last year’s inaugural event, and organisers are delighted to introduce new exhibitors this year.  He said: “It is only when so many food and drink producers are gathered together under one roof that people really begin to realise how many fantastic companies we have operating right here on our own doorstep.

“The feedback we got from visitors last year was that they really enjoyed being able to wander around, sampling cocktails, gin, whisky and beer and getting a taste of the food that has also put Speyside on the map.

“And, of course, it is a great opportunity for them to come face to face with the people who are critical to our food and drink industry – the master distillers, distillery managers and innovators – which is also a hallmark of the main Spirit of Speyside Whisky Festival.”

Bruce Stevenson Sponsorship Spirit of Speyside

As well as producers, visitors to the event will be able to enjoy the products served up by some of Speyside’s best bars and eateries. The Copper Dog – part of the Craigellachie Hotel – will be re-created in the hall’s Supper Room and will have cocktails flowing, live music and food.  The Station Hotel, Rothes, will have a team of mixologists on hand to pour its signature range of whisky and gin cocktails – including the specially created ‘Distilled’ in honour of the event – while Elgin-based bar The Drouthy Cobbler will be giving visitors a taste of what it provides along with some Speyside-themed street food.

And – showing that Speyside is not all about hills and glens – the team at Harbour Lights in the coastal town of Lossiemouth will be showing off local seafood by serving up smoked salmon canapes and other treats.

In addition to the wide number of exhibitors, there is a programme of masterclasses giving visitors the chance to enjoy rare and cask strength drams, learn how to pair food, and discover more about Speyside’s other drinks producers. Tickets for masterclasses must be bought in addition to entry tickets.

Distilled will run for four different sessions, one from 1-5pm and one from 6-10pm on each day. Tickets are priced at £20 which includes entry, six vouchers for tasting samples of gin, whisky or beer, a lanyard and a Glencairn crystal nosing and tasting glass.

All whisky, gin, beer and foods on offer will have a Speyside provenance and there will be the chance to purchase products from stand holders. Festival merchandise will also be available to buy.

For more information and to book tickets, visit www.distilled.scot Distilled is active on social media at www.facebook.com/distilledscot on Twitter and Instagram @distilledscot. Follow the festival at #distilled17 or visit www.brucestevenson.co.uk.

Whisky Maturation – Ensuring your stock is protected

Scotch Whisky is vital to the entire Scottish and UK economies. According to the Scotch Whisky Association the industry generated £5 billion in value last year alone, supporting more than 40,000 jobs and exporting £4 billion of Scotch annually to almost 200 markets. Exports of Single malt Scotch whisky also topped £1bn worth for the first time in 2016.

Fourteen new distilleries have opened since 2013 and a further eight are expected to start producing this year. In addition, there are forty distilleries at planning and development stage so the future for the industry remains strong.

Whisky Maturation Period

The whisky industry poses its own unique challenges due to the fact that whisky, after it has been distilled, must mature for longer periods – sometimes in excess of fifteen years.

In terms of the insurance impact of this lengthy distillation and maturation process, it is both impractical and costly to insure for this entire period. In addition to standard material damage cover, it is advisable to insure the product on a maturation basis that will cover both market value at the time of a potential loss and the loss of future matured value.

Put simply, if a warehouse stocked with whisky, which is set to mature for ten years, was destroyed by fire at the five-year point, the fire risk insurance policy would pay the five-year-old-whisky market value as at the date of the fire. The maturation wording would then pay the difference between that amount and the value of its intended selling price had it matured as a ten-year-old whisky. Thereby between the two sections, the distiller would be fully indemnified in respect of the loss of whisky in-store.

Whisky maturation - barrels

There is also a need to include a loss of output option in terms of business interruption should there be an insured event such as fire at the distillery.  This allows for a claim to be based on the gross profit loss arising from the reduction in output rather than a reduction in turnover. This is because the latter would not arise until the relevant maturity period.

It’s important that all distillery owners prioritise a ‘health check’ of their insurances. We at Bruce Stevenson Insurance Brokers offer this service free gratis.

Graeme Dempster is an Account Executive specialising in arranging insurance for Distilleries.  For further information please contact Graeme at [email protected] or call 07568 313 886

Scottish Tourism Week 2016

Carol Ward and John Grady of the Commercial Team at Bruce Stevenson Insurance Brokers are exhibiting at the Scottish Tourism Week event at the EICC on 17th and 18th March.  As a Patron sponsors of the Scottish Tourism Alliance we are delighted to be supporting them this week.   Pop in to see  Carol and John and enter our free prize draw to win a magnum of Tattinger! #STW2016

Bruce Stevenson joins the CIS Excellence Awards as co-sponsors of The Independent Hotel of the Year Award

As award-winning insurance specialists, Bruce Stevenson have joined the CIS Excellence Awards. Along with Davidson Asset Management, we will co-sponsor the Independent Hotel of the Year Award, which aims to identify and celebrate the best establishments Scotland has to offer.

According to the official award criteria, the winning hotel will possess the following attributes:

  • An operating philosophy based around the central tenets of innovation, guest satisfaction and a positive contribution to local tourism
  • Ultimate autonomy and the capability for senior staff to make key decisions which directly affect the way the business is run
  • A clear commitment to environmental awareness, ethical principles and sustainable operating practices in all areas, including local sourcing
  • Respected training initiatives and procedures which are proven to improve employee skills and career prospects
  • An innovative approach to encouraging and promoting tourism on both a local and national scale

Account Executive, Carol Ward, is delighted to be co-sponsoring the category with Davidson Asset Management: ‘Our new relationship with Catering Scotland as co-sponsors of the CIS Excellence Independent Hotel of the Year Award makes us extremely proud to support the hospitality sector,’ she says. ‘We look forward to serving the insurance needs of the Scottish hospitality and catering industry.’

With a number of offices in major cities throughout Scotland, we are already the broker of choice for a number of clients within the Scottish hospitality industry.

For more information please contact Carol Ward on 0141 353 3539 or email [email protected]

New commercial litigation facility combined with after the event insurance

A new facility, exclusive to Bruce Stevenson, launches as major changes are implemented within the legal framework in Scotland.

Bruce Stevenson are pleased to be able to access Commercial Litigation Financing combined with After the Event Insurance, a facility that has been running very successfully in England & Wales for many years.

This facility provides clients with the opportunity to raise a commercial action with little or no financial risk, win or lose. In order to qualify claims must have a 51% (minimum) chance of success and have strong prospects of recovering damages.  The timing of the facility ties in with recent changes to the Primitive Jurisdiction of the Sheriff Courts in Scotland, which mean cases with a potential award of up to £100,000 can be heard in the Sheriffs Courts.

Bruce Stevenson recognise that litigation is not only expensive but it can also be a testing and stressful experience for those not familiar with the Court environment. With financing and ATE insurance we look to lighten that burden. If your case is successful, the financing house, who provides full support to you and your solicitor throughout the process, will receive a pre-agreed share of the damages, usually capped at 20% of the net award.

The process is quite simple and you can use your own solicitor and if the case* is eligible for financing the funds will be released to your solicitor immediately, meaning your solicitor runs the case.

Should you wish to discuss this in more detail please contact Shani Barclay on 01896 804918 or email [email protected]

*Please note this facility is not suitable for personal injury or medical negligence claims.

Proud to be one of HIT Scotland’s corporate sponsors

Hospitality Industry Trust Scotland is a Scottish based charity whose mission is to assist people to achieve their potential within Scottish hospitality.  Since 1994 HIT Scotland has helped those training to enter the industry and those already within it, to realise their full potential. This is achieved through bursaries, scholarships, the Emerging Talent conference and other industry initiatives.

David Cochrane, CEO of HIT Scotland who has already described Bruce Stevenson as part of the “HIT family”, commented,

“The hospitality industry needs professional services to maintain all aspects of the operation that we deal with on a daily basis. HIT Scotland aims to inspire and support individuals to be the best they can be within the industry. To allow us to fulfil our aims, we need to partner with like-minded organisations that share the same values and people focus as we do. The collaboration we enjoy with Bruce Stevenson ensures that we both can offer a great service to our colleagues and businesses that make up the rich fabric of Scotland. They understand our business at every step”

For further details, please contact Carol Ward on 0141 354 4490 or email [email protected]

Dedicated In-House Claims Department On Hand To Assist During Turbulent Winter Weather

Bruce Stevenson has a dedicated in-house claims department with extensive experience in handling property claims.  This enables us to give the support required to clients during what can be a difficult period when faced with damage to their home or business premises and most importantly, give comfort and reassurance that no matter the issue, their dedicated handler is there to ensure the claim is progressed seamlessly.


“You have been more than helpful dealing with this claim. We are extremely appreciative of your dedication to working with us. We are so glad that we have been loyal to Bruce Stevenson over the many years we have been in business and it means such a lot to us that you are at the end of the phone to help us.”

Phil & Kirsty Kyle, PK Supercars, Elphinstone


Some top tips to keep your home safe and warm this winter:

  • Open your loft hatch on cold days so that warmer air can circulate from the floors below.
  • If you are going to be away from home during the winter, ask a friend or family member to check your property regularly to make sure there are no frozen or burst pipes.
  • If you’re going away for an extended period of time then it would be better to drain down the system.
  • Keep your heating on at a low temperature during very cold spells as this will help prevent freezing pipes.
  • Some heaters have frost protection thermostats which may be useful.
  • Check all exposed pipes and ensure they are adequately insulated – doing this keeps heat within the pipes and will help prevent pipes from freezing and bursting. It also prevents the formation of condensation.
  • You should check your valleys, gutters, hoppers and downpipes for blockages regularly to ensure that they can carry water away quickly and efficiently. If these features are not checked and maintained regularly then they may become blocked and the build-up of water will eventually lead to water damage.
  • Loose or missing slates and tiles may mean that water is getting into the roof. Arranging for a professional to put back a loose or missing slate or tile is much cheaper than repairing or replacing roof timbers. These are all simple protective measures which, if undertaken regularly, can save a great deal of time and trouble later by avoiding expensive repairs or replacement costs.

For further details, or to speak to our claims manager Trish Hume, please call 0131 561 2423 or 07469 851302